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WestCo Insurance LLC

9235 N Union Blvd., Ste. 150 #385
Colorado Springs, CO 80920

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Insurance Blog

Do You Need Auto Insurance When Renting a Car?

If you drive a car in Colorado, you are legally required to have auto insurance. You might have questions about choosing the best insurance policy for your needs. If you live near Colorado Springs, CO, our team at Westco Insurance LLC encourages you to discuss your insurance options with us. We’ve been working with drivers like you since 2017.

Auto Insurance When Renting a Car

You might wonder whether you need to buy auto insurance when you’re renting a car. According to Bankrate, since every car on Colorado’s roads must be covered by insurance, you’ll need to get auto insurance for your rental car. The same website reminds us that if your personal auto insurance provides full coverage, that policy may include coverage for a rented car. However, some auto insurance policies may have gaps in their coverage, which could leave you vulnerable if you have a car accident with your rental car. 

According to the National Association of Insurance Commissioners, rental car agencies offer several types of auto insurance. The most crucial of these is liability insurance, which covers bodily injuries to others who might be hurt in an accident. Property liability covers expenses if the property of others is damaged. The other component of liability insurance is uninsured motorist insurance, which protects you if you are hurt in an accident by a driver who has no auto insurance. 

Call Us for an Appointment 

Don’t make the mistake of driving without auto insurance. Our team at Westco Insurance LLC will help you find the right auto coverage at an affordable price. Clients in the Colorado Springs, CO area have learned that we provide great customer service. Call us for an appointment, and let’s get you safely on the road.

How to Comprehensively Protect Your Business

Commercial insurance encompasses a wide range of policies and add-ons that modern businesses might need. Because of its broad definition, it can be challenging for some business owners to determine which types of commercial insurance policies they should utilize to protect their business. Here’s an overview of essential coverage options for your business and how Westco Insurance LLC in Colorado Springs, CO, can help you secure the right policies.

The Different Types of Commercial Insurance You Should Consider

Every Colorado business should have or consider the following types of insurance:

  • General Liability Insurance: General liability protects you against the costs of lawsuits stemming from injuries that occur on your business property or are related to your products and services.
  • Workers’ Compensation Insurance: Workers’ compensation provides income support for employees who are injured or become ill while on the job.
  • Cyber Insurance: Cyber insurance safeguards your business in the event of cyber threats, such as the theft of personal or financial information by hackers.
  • Commercial Property Insurance: If you lease an office space or building for your business, commercial property insurance covers damages caused by fire, theft, or vandalism.
  • Professional Liability Insurance: Professional liability insurance protects you if someone sues your business, claiming that your services caused financial or personal harm.
  • Commercial Auto Insurance: Commercial auto insurance is legally required if your business operates a fleet of vehicles to deliver products or services.
  • Business Interruption Insurance: If unforeseen circumstances disrupt your business operations, business interruption insurance can provide financial support to keep your business afloat during the downtime.

Cover Your Business With Westco Insurance LLC

The team at Westco Insurance LLC in Colorado Springs, CO, is ready to assist you in navigating your commercial insurance needs. Compare quotes with us today to find the right policy for your business!

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Why work with us?

  • Locally owned and operated.
  • Policies that meet & exceed expectations.
  • Get an Annual Policy review.
  • We shop top carriers to find the best rate.
  • Solutions for complex situations (in the trees, too far from fire department, T-lock shingles, manufactured homes, etc.)
  • Dropped by your current carrier? We’ll find you a new one.
  • Lower hail deductibles
  • No “cosmetic hail exclusions”
  • Standard and non-standard auto rates/ SR22
  • A percentage of all profit goes back to Charitable causes

Servicing these States

  • Alabama
  • Arizona
  • Arkansas
  • Colorado
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • Nebraska
  • Nevada
  • New Mexico
  • North Carolina
  • Ohio
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • Wyoming

Our Trusted Partners

  • AFLAC
  • AIG
  • Allstate
  • American Modern
  • Amtrust
  • BHCC
  • Bristol-West
  • Chubb
  • CNA
  • Dairyland
  • employers
  • Foremost
  • Great Amercian
  • Guard
  • Hagerty
  • lemonade
  • Liberty Mutual
  • Markel Insurance
  • national General
  • Nationwide
  • NEXT
  • Openly
  • Pie
  • Pinnacol
  • PLM
  • Progressive
  • Safeco
  • Secura
  • State Auto
  • The Hartford
  • The General
  • Travelers
  • UFG
  • universal-property-casualty
  • US-Assure
  • USLI
  • westfield