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WestCo Insurance LLC

9235 N Union Blvd., Ste. 150 #385
Colorado Springs, CO 80920

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How Can Someone Claim a Life Insurance Benefit as a Beneficiary?

At Westco Insurance LLC in Colorado Springs, CO, we’re here for all life’s ups and downs. Losing a loved one is one of the most challenging things we can go through. In the haze of grief, figuring out funeral arrangements, execution of an estate, and claiming life insurance benefits can feel overwhelming. That is why we want to make claiming a life insurance benefit as a beneficiary as smooth as we can.

How to claim a life insurance benefit as a beneficiary

When talking about life insurance benefits, they usually refer to the lump sum payment provided to the beneficiary after the policyholder dies. This payment is also known as a "death benefit." To receive the death benefit, a beneficiary should contact the insurance agent working with the life insurance policyholder. Since beneficiaries might not always have this information handy after the policyholder’s death, a call to the insurance company should also be able to get the ball rolling on this process. 

Before contacting the insurance company or agent, getting all the appropriate files in order is best. As an insurance company, we need a copy of the policyholder’s death certificate. We’ll also need to verify your identity as the beneficiary. Once we have gone through all the steps to verify the death and beneficiary details on our end, we can pay out the death benefit according to the life insurance policy terms. 

To submit a claim as a beneficiary or discover how our life insurance policies can be a parting gift for your loved ones after you pass on, call our office at Westco Insurance LLC in Colorado Springs, CO today!

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