Click to Call
WestCo Insurance LLC

9235 N Union Blvd., Ste. 150 #385
Colorado Springs, CO 80920

WestCo Insurance LLC Blog

Insurance Blog

Questions To Ask Yourself When Shopping For Life Insurance

Getting life insurance is an important and serious step towards protecting your family. You might be wondering where you should start. In order to help you to make the right decision and find the perfect policy based on your needs, AmPro Insurance LLC, serving Colorado Springs, CO, has prepared the list of few questions you need to ask yourself: 

Why Do I Need Life Insurance?

People get life insurance for different reasons. The most common are paying off a car loan, paying off the mortgage, leaving money for your spouse, parents, children, and some others. It is important to know and understand your purpose in order to get the right coverage. 

How Healthy Am I? 

Your health condition and medical history affect your insurance cost. For example, if you are healthy, then you will have lower premiums, and you will be able to save money on life insurance. However, people with significant health issues will have to pay more for their life insurance. In order to find out how healthy you are, you should get a regular check-up and then discuss your options with an insurance agent. 

Who Are My Beneficiaries?

Beneficiaries are recipients of your death benefit if you pass away while your insurance policy is active. You should choose a policy depending on who your beneficiaries are. For example, if you are single and have no kids, then you can get an inexpensive policy that will cover your funeral expenses and some of your debts. However, you may need a policy with higher benefits if you are a married family person with kids. 

If you are a resident of Colorado Springs, CO, and you need some help in choosing the right life insurance policy that will address your needs and the needs of your family, AmPro Insurance LLC is ready to help. Visit our office, or give us a call to learn more about the options available. 

Get a Quote

Why work with us?

  • Locally owned and operated.
  • Policies that meet & exceed expectations.
  • Get an Annual Policy review.
  • We shop top carriers to find the best rate.
  • Solutions for complex situations (in the trees, too far from fire department, T-lock shingles, manufactured homes, etc.)
  • Dropped by your current carrier? We’ll find you a new one.
  • Lower hail deductibles
  • No “cosmetic hail exclusions”
  • Standard and non-standard auto rates/ SR22
  • A percentage of all profit goes back to Charitable causes

Servicing these States

  • Alabama
  • Arizona
  • Arkansas
  • Colorado
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • Nebraska
  • Nevada
  • New Mexico
  • North Carolina
  • Ohio
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • Wyoming

Our Trusted Partners

  • AFLAC
  • AIG
  • Allstate
  • American Modern
  • Amtrust
  • BHCC
  • Bristol-West
  • Chubb
  • CNA
  • Dairyland
  • employers
  • Foremost
  • Great Amercian
  • Guard
  • Hagerty
  • lemonade
  • Liberty Mutual
  • Markel Insurance
  • national General
  • Nationwide
  • NEXT
  • Openly
  • Pie
  • Pinnacol
  • PLM
  • Progressive
  • Safeco
  • Secura
  • State Auto
  • The Hartford
  • The General
  • Travelers
  • UFG
  • universal-property-casualty
  • US-Assure
  • USLI
  • westfield