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WestCo Insurance LLC

9235 N Union Blvd., Ste. 150 #385
Colorado Springs, CO 80920

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Am I Covered If I Let Someone Else Drive My Car and They Are Involved in an Accident?

Most people, at some time or another, will allow a friend to drive their vehicle. In most cases, nothing happens, but you need to know what your liability is if an accident does occur. The agents at AmPro Insurance LLC can offer sound advice that Colorado Springs, CO residents need to be fully protected at all times. In some cases, it just isn’t worth it to let someone borrow your vehicle. It’s up to you to make the best possible decision for you.

Your Liability

You are liable for your vehicle. If an accident occurs in your car, it doesn’t matter who is driving. Your insurance policy will be the first one that is looked at in terms of covering any damage that was caused if you or another driver who was driving your car. Both collision and comprehensive insurance policies will provide you with the coverage you need to be protected against various types of accident liability.

Other Insured Drivers

Even letting another insured driver take your vehicle can cause liability issues. While their insurance may be put into effect at some point, your policy may still bear the brunt of the cost. In case of an emergency, make sure that the person who drives your car is fully insured. This will protect both of you from any adverse repercussions if an accident does occur.

In Colorado Springs, CO, residents can always discuss their insurance concerns with one of the agents from AmPro Insurance LLC. The agents are experienced and knowledgeable when it comes to auto insurance and having the right policy in place to protect your investment. Call an agent today and ask to have your current policy reviewed. Finding the right policy for you is our job!

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Why work with us?

  • Locally owned and operated.
  • Policies that meet & exceed expectations.
  • Get an Annual Policy review.
  • We shop top carriers to find the best rate.
  • Solutions for complex situations (in the trees, too far from fire department, T-lock shingles, manufactured homes, etc.)
  • Dropped by your current carrier? We’ll find you a new one.
  • Lower hail deductibles
  • No “cosmetic hail exclusions”
  • Standard and non-standard auto rates/ SR22
  • A percentage of all profit goes back to Charitable causes

Servicing these States

  • Alabama
  • Arizona
  • Arkansas
  • Colorado
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Mexico
  • North Carolina
  • Ohio
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Wisconsin
  • Wyoming

Our Trusted Partners

  • AFLAC
  • AIG
  • Allstate
  • American Modern
  • Amtrust
  • Bristol-West
  • Chubb
  • CNA
  • Dairyland
  • Encompass
  • Foremost
  • Guard
  • Hagerty
  • Liberty Mutual
  • Markel Insurance
  • Nationwide
  • Pinnacol
  • Progressive
  • Safeco
  • Secura
  • St Johns
  • State Auto
  • The Hartford
  • Travelers
  • universal-property-casualty
  • US-Assure
  • USLI