Most home insurance covers accidents and mishaps in case someone sews your family for injuries received on your property. This could include visitors, salespeople, and those doing work in your home. AmPro Insurance LLC agents can help you understand your home insurance options in Colorado Springs, CO. In the meantime, find out more about home insurance liability and how it protects your family from financial loss.
Home Insurance Can Protect You from Slip and Fall Litigation
As a homeowner, you’re typically liable only for slips and falls if you are found negligent. Your insurer can help you understand the fine details of the legal aspects, but it’s a great way to protect your family from financial loss if the case goes to court and you lose. Your home insurance may even help you pay for court costs.
What Else Is Covered Under Home Liability Insurance?
You can ask your agent about what to add to your home insurance to protect your assets in the event of a fall or injury on your property. Here are some other things that liability insurance may cover:
Repair or replacement of another person’s property
Medical expenses for persons injured in your home due to negligence
Cost of legal defense against claims of bodily injury or property damage
It’s important to understand the home policy you choose because every policy is slightly different. For example, some policies cover defamation of character; other policies only offer defamation coverage as a separate indemnity.
NOTE: If you work from home, be aware that your home insurance may not cover business activities and risks.
Contact AmPro Insurance LLC in Colorado Springs, CO today for answers to your home insurance questions. Feel free to make an appointment for a free quote and to discuss the best way to protect your home from unforeseen circumstances.