Click to Call
WestCo Insurance LLC

9235 N Union Blvd., Ste. 150 #385
Colorado Springs, CO 80920

WestCo Insurance LLC Blog

Insurance Blog

When do I need home insurance in Colorado Springs

If you are living in the Colorado Springs, CO area, buying a home could be a smart decision to make. When you choose to purchase a home, you will have a stable and consistent place to live and you will also benefit from price appreciation and inflating hedging. However, to make your home an excellent long-term decision, you need to have a good home insurance policy and plan. Those that do own property here will need to have coverage for several different reasons. 

Required by Lender

One reason why you need to have home insurance for your Colorado Spring, CO property is that your lender requires it. Any mortgage lender is going to make sure that you have home insurance in place when the loan closes. This will also ensure that the lender’s collateral is protected. Due to this protection, most lenders are also going to make your escrow for these payments monthly. 

Gives Liability and Property Protection

Even if you do not have a mortgage, you should still get home insurance. When you do have this type of insurance, you will receive property protection and liability coverage. These are very valuable types of coverage that will protect you in many different situations. This is a fantastic investment if an accident occurs in your home or if it is damaged in any way. 

Choosing the right home insurance policy is a big decision. The team at AmPro Insurance LLC can help you to find a policy that is right for your situation. When you meet with the team at AmPro Insurance LLC, you will learn a lot more about all of the insurance options that you have. This will allow you to find a good policy that covers you and your home. 

Get a Quote

Why work with us?

  • Locally owned and operated.
  • Policies that meet & exceed expectations.
  • Get an Annual Policy review.
  • We shop top carriers to find the best rate.
  • Solutions for complex situations (in the trees, too far from fire department, T-lock shingles, manufactured homes, etc.)
  • Dropped by your current carrier? We’ll find you a new one.
  • Lower hail deductibles
  • No “cosmetic hail exclusions”
  • Standard and non-standard auto rates/ SR22
  • A percentage of all profit goes back to Charitable causes

Servicing these States

  • Alabama
  • Arizona
  • Arkansas
  • Colorado
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • Nebraska
  • Nevada
  • New Mexico
  • North Carolina
  • Ohio
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • Wyoming

Our Trusted Partners

  • AFLAC
  • AIG
  • Allstate
  • American Modern
  • Amtrust
  • BHCC
  • Bristol-West
  • Chubb
  • CNA
  • Dairyland
  • employers
  • Foremost
  • Great Amercian
  • Guard
  • Hagerty
  • lemonade
  • Liberty Mutual
  • Markel Insurance
  • national General
  • Nationwide
  • NEXT
  • Openly
  • Pie
  • Pinnacol
  • PLM
  • Progressive
  • Safeco
  • Secura
  • State Auto
  • The Hartford
  • The General
  • Travelers
  • UFG
  • universal-property-casualty
  • US-Assure
  • USLI
  • westfield